XRP ETF Surpasses $400M in Assets as Price Breaks $4: Institutional Demand Soars

XRP's remarkable resurgence is drawing significant institutional interest, with Teucrium's XRP ETF now holding over $397 million in assets under management. The cryptocurrency's price has surged past the $4 mark, supported by a bullish pennant formation, reigniting Optimism among traders. On-chain data indicates heightened liquidity and accumulation by large holders ('whales'), though some analysts remain cautious about its long-term potential due to XRP's high circulating supply. As institutions increasingly embrace XRP, the token's momentum suggests a growing confidence in its market position despite lingering questions about its valuation ceiling.

XRP ETF Gains $400M in Assets as Price Surges Past $4, Fueling Institutional Interest

XRP's resurgence is capturing institutional attention as Teucrium's XRP ETF surpasses $397 million in assets under management. The token's price breakout above $4, supported by a bullish pennant formation, has reignited trader optimism. On-chain data reveals increased liquidity and whale accumulation, though some question its long-term ceiling due to high circulating supply.

While institutions flock to XRP via ETF products, retail traders are diversifying into emerging altcoins like Remittix. Analysts now target $4.26 as the next resistance level, marking a dramatic reversal for an asset once constrained by regulatory uncertainty.

XRP Whale Activity Signals Potential Price Surge as Selling Pressure Drops 94%

XRP is showing signs of a potential breakout as whale selling pressure collapses dramatically. Data reveals a 94% drop in large-holder transfers to exchanges—from 43,575 XRP on July 11 to just 2,339 XRP by July 21. This suggests whales are holding rather than liquidating positions, removing a key downward pressure on the price.

Meanwhile, short-term holders are accumulating. HODL Wave metrics show notable growth in wallets holding XRP for 1-6 months: the 3-6 month cohort expanded from 10.4% to 12.08%, while 1-3 month holders ROSE from 4.8% to 6.3%. Such accumulation patterns often precede upward momentum.

U.S. Banking Groups Urge OCC to Reject Crypto Trust Charter Applications

Major U.S. banking associations have jointly petitioned the Office of the Comptroller of the Currency to deny trust banking charter applications from cryptocurrency firms. The coalition—including the American Bankers Association and Credit Union National Association—claims these filings lack transparency and could destabilize the banking system.

Applications from Ripple National Trust Bank, Fidelity Digital Assets, and others allegedly fail to meet public disclosure standards. The groups argue these crypto firms seek federal banking privileges without providing traditional fiduciary services, potentially exploiting regulatory loopholes in 12 U.S.C. § 92a.

The controversy highlights growing institutional tensions as digital asset firms push for mainstream financial integration. Banking groups warn that approving these charters WOULD effectively rewrite trust banking regulations without proper oversight or public input.

Fresh Capital Fuels XRP's Growth: Key Metrics Signal Potential Upswing

XRP's ecosystem is showing signs of renewed momentum, with three critical metrics reaching notable milestones in July. The XRP Ledger (XRPL) activated over 10,000 new accounts on July 18—the highest daily figure since February—suggesting growing retail interest. Active wallet addresses doubled from June to surpass 50,500, while total value locked (TVL) on XRPL hit a record $92 million, driven largely by its decentralized exchange.

The recent launch of Ripple's XRPL EVM Sidechain Mainnet has unlocked additional liquidity opportunities. Though still modest compared to rival blockchains, these developments underscore XRP's fundamental strengthening. Market observers note the altcoin could be poised for a breakout if capital inflows sustain.

XRP Surges Past $3.60, Eyes $4 Amid Regulatory Tailwinds and Institutional Inflows

XRP has shattered its historical high of $3.60 this week, fueled by a favorable U.S. regulatory climate and accelerating institutional investment. Market analysts project a short-term target of $4.00, with medium-term potential to test $4.50-$4.70 as the cryptocurrency becomes a focal point of the current bull cycle.

Findmining, a leading cloud mining platform, is capitalizing on this momentum by optimizing its XRP mining contracts. "XRP's performance signals both confidence in blockchain payment infrastructure and the crypto ecosystem's transition into a new growth phase," said AYDIN Ibrahim, the company's Chief Strategy Officer. The platform aims to democratize access through cloud mining solutions.

XRP Poised for Explosive Rally: Technical Indicators Signal Breakout Toward $8-$11 by 2025

XRP is showing signs of a major bullish reversal after years of consolidation. Weekly charts reveal a decisive MACD crossover and rising momentum, with $5 emerging as the critical resistance level. A sustained breach could trigger a parabolic MOVE toward $8-$11 targets by late 2025.

Technical analyst The APE Of Main Street highlights the token's breakout from a multi-year range, noting the RSI still has room before overbought conditions appear. The setup mirrors historical patterns that preceded XRP's most dramatic rallies.